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Money the moves commmunites.

Small loans, big change.

Brolly is a community lending eco-system powered by people and technology. Join the movement and keep value in the community.

Real lenders. Real Borrowers. Real Control

How it works?

Brolly lenders fund individual borrowers through simple short-term personal loans of up to $2,000, all on 30-day cycles only. The short cycle gives complete flexibility and diversification. 

  • Each loan is funded entirely by you (true 1-1 structure with no pooling)

  • Fixed 30-day cycles with repayment at maturity

  • Earnings paid upfront by the borrower

  • Withdraw or relend idle funds instantly, anytime, no lock-ins

01

Intelligent Portfolio Builder.

Our platform uses advanced machine learning to automatically decide and allocate your funds to build you a diversified portfolio of borrowers.

• Algorithms intelligently spread your capital across multiple quality loans

• Fully automated with no manual selection required

02

Real-time Digital Wallet.

Powered by Monoova, we provide lightning-fast payment infrastructure and a secure personal wallet.

• Instant top-ups and automatic repayments every 30 days

• Real-time visibility and automated fund tracking

03

Open Banking Data.

Live Open Banking Intelligence powered by Basiq, our platform analyses each borrower’s real financial behaviour using live banking data.

• Accurate cash flow and affordability assessment

• Dynamic risk scoring updated in real time

04

AI Identity & Fraud Shield.

Powered by frankieone, we protect every allocation with multi-layered AI verification and behavioural monitoring.

• Advanced device intelligence and pattern recognition

• Sophisticated fraud detection for higher quality portfolios

05

AI-Driven Debt Collections.

Powered by InDebted, our intelligent automation works proactively to maintain strong repayment performance.

• Personalised AI communications based on borrower behaviour

• Smart recovery pathways activated when needed

06

Smart Portfolio Management.

The platform continuously monitors and optimises your portfolio performance.

• Real-time analytics and performance insights

• Automatic rebalancing and new opportunity allocation

07

Transparent Earnings.

Clear returns through the borrower’s flat service fee.

• Earnings paid up-front provide enhanced returns and ability to compound your investment.

• Principal due by borrower at maturity

• Real-time visibility of your returns and loan status inside the app

08

Instant Access & Flexibility. 

We give you complete control with no lock-ins on your capital.

• Withdraw idle funds from your wallet anytime — 24/7

• Funds become available to withdraw or relend as soon as each loan is repaid

Peace of mind.

Peace of mind while helping others

As a lender, Brolly gives me the chance to support people who genuinely need short-term financial help, while feeling fully confident that everything is handled securely. The platform takes care of credit assessments, repayments, and compliance, so I don’t have to stress about managing any of it. more.... Sushila, 17/06/2025

Reliable and fast.

What an awesome app to use when I need reliable and fast money in times I need the most . With a small payment fee it’s affordable for a solo parent like my self. It’s accessible and has a few simple steps before funds reach my account within seconds. Anita-Shaye, QLD - 21/08/2025

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Easy to join.

As a lender, from setting account to link my pay id was breeze. At the same time your bank will alert you as well so there is double safety net security wise while lending money through BROLLY. It is win-win as a lender , you will get 20% pa and the money goes to somebody who needs quick cash urgently through Brolly.  more... Qertert, 03/07/2025

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